Over the years, the financial landscape has evolved so much. With e-commerce and digital payments on the rise, individuals and businesses need quick and easy methods to make international payments. This is where USD virtual cards come in. These digital cards help you bypass the stressful international payment processes and easily make payments.
However, it can be a daunting task to find the right USD virtual card since there are a lot of providers in the market. As a Nigerian living in Nigeria, you need the correct information on the best virtual dollar card providers in the country.
In this post, you’ll find the Top 5 USD virtual card providers in Nigeria. Using them guarantees you no longer face avoidable challenges when making USD payments from Nigeria.
5 Best Dollar Virtual Card Providers in Nigeria
The Top 5 USD virtual card providers in Nigeria are Cardtonic, Gomoney, Eyowo, Changera, and Cardify. This section explains how these cards can help you make seamless dollar payments in Nigeria.
| S/N | Card Provider | Card Creation Fee | Card Maintenance
Fee |
Funding Options |
|
Cardtonic | $1.5 | None | Naira & Cedis |
|
|
Eyowo | $2 | None | Naira |
|
|
Cardify | $2 | None | Naira & Crypto |
|
Changera | Unspecified | None | Naira, Pounds, & Euro |
|
|
Gomoney | ≤ $1 | None | Naira |
1. Cardtonic
Cardtonic’s USD virtual card has to be Number 1 on this list because it does stand out among different options. It is accepted worldwide, can be used for different payments like travel expenses, shopping, school fees, and subscriptions, and is also safe and secure.
To get a virtual dollar card on Cardtonic, you need to download the Cardtonic app, set up your account, and request a virtual dollar card. You’ll be required to pay a $1.5 card processing fee and supply your date of birth, BVN, and photo in a short KYC process. There are no maintenance fees, so it is cost-effective and, at the same time, an excellent card.
With Cardtonic, you can fund your USD virtual card in Naira and enjoy competitive exchange rates. You also do not have to worry about failed or delayed transactions.
As one of the top USD virtual card providers in Nigeria, Cardtonic does not joke with its customer support. Customers are always taken care of by a standby customer support team whenever they have questions.
2. Eyowo
Eyowo is another top USD virtual card that makes USD payments smooth for the Nigerian audience. It has military-grade security that guarantees the safety of customers’ money and information.
To get started, download the Eyowo app, set up your account, and request a virtual USD card. You’ll get your card after paying the required $2 card creation fee.
3. Cardify
When talking about the best virtual card providers in Nigeria, Cardify has to be on the list. This card lets you enjoy hassle-free subscriptions, online shopping, and other dollar payments.
You have to pay a nominal fee of $2 as a card processing fee. It is also fast and secure. You only need to download the Cardify app, set up your account, and request a virtual USD card.
4. Changera
While this card has a $10,000 spending limit, it allows you to make payments easily on numerous platforms. You can shop on Amazon, Temu, etc., and subscribe to streaming platforms like Apple Music, Netflix, and Amazon Prime.
As with other USD virtual cards, you need to download the app, set up your account, and request a Changera USD virtual card. You also need to pay the stipulated card creation fee.
5. Gomoney
The Gomoney Virtual Dollar Card helps you stay on top of everything with just a few clicks. It has wide acceptance, is secure and requires only a $1 card creation fee or even free. However, you must remember that there is a $100/month limit.
You can use the Reports feature to track your card activities to stay well informed. You only need to download the app, set it up, and request a USD virtual card.
Frequently Asked Questions About Top 5 USD Virtual Card Providers in Nigeria
- What is the Best USD Virtual Card in Nigeria?
Cardtonic is the best USD virtual card in Nigeria. It is easy to get it, and you only need to pay a one-time card processing fee of $1.5 and supply your BVN, date of birth, and photo. It is accepted on various platforms globally and is very quick.
- Which Virtual Dollar Card is Best for AliExpress in Nigeria?
Cardtonic is the best virtual dollar card for AliExpress in Nigeria. Not only is it accepted on the platform, but it is also quick, smooth, and straightforward.
- Where Can I Get a Free Virtual Dollar Card in Nigeria?
On Cardtonic, you can get a free virtual dollar card in Nigeria. Only a one-time card processing fee of $1.5 is required, and there are no maintenance fees involved.
- Can I Use My Virtual Dollar Card to Shop Online?
Yes, you can use your virtual dollar card—like the Cardtonic Virtual Dollar Card—to shop online. It makes your checkout process seamless.
- Is it Difficult to Get a Virtual Dollar Card?
No, it is not difficult to get a virtual dollar card. It can be done in a few minutes and doesn’t require a lengthy process.
Conclusion
In conclusion, the top 5 USD virtual dollar cards in Nigeria are Cardtonic, Gomoney, Eyowo, Changera, and Cardify. They are the best virtual dollar cards in Nigeria when it comes to ease, affordability, swiftness, security, and general customer satisfaction.
However, Cardtonic stands heads and shoulders above the rest. So, if you want a USD virtual card that gives you no worries when making different dollar payments from Nigeria, using Cardtonic’s virtual dollar card is a no-brainer.
